What You Should Know When Filing an Insurance Claim or Lawsuit After a Truck Accident

If you have suffered injuries in a truck accident, you may want to file a claim or lawsuit against the at-fault party. When it comes to truck accidents, not all cases go through litigation. You may be able to get compensation without going to court. But, every case is different. If your accident attorney cannot negotiate a fair settlement with the at-fault party’s insurance company, you can file a lawsuit against the party responsible for your losses. 

What to Do When Filing a Claim

Whether you want to file an insurance claim or a lawsuit, it is in your best interest to hire an experienced attorney from Sabbeth Law to give you a solid representation. Your attorney can help you collect evidence to determine liability and prove the negligence of the at-fault party. Also, they can investigate your case to determine the cause. They can draft a demand letter and send it to the other party when you work towards a settlement with them. Truck accident attorneys are great negotiators and make sure a fair settlement for your case. 

The demand letter provides you with the chance to disclose the extent of your losses, the effects it has on your life, and your intentions to file a lawsuit if your request is not fulfilled. Also, you can include a list of your incurred damages to inform the insurance company of what you think is a fair settlement for your case. 

What to Expect When You File a Lawsuit?

If you were hit by a truck driver that was driving the truck while fatigued, you can hold the driver and their employer responsible for your injuries. The driver caused the accident and the employer may have implemented unreasonable delivery schedules. You don’t file a lawsuit against insurance companies in this case. Instead, you file one against individuals who the insurance company may represent. For a successful case, you must provide evidence of fault and liability, show the extent of your damages, come up with a figure that represents the cost of your losses, and assert that the other party is financially responsible for your accident-related expenses. 

Damages You Can Recover in a Truck Accident

Either through an insurance settlement or court award, you could recover damages such as medical costs, lost wages, reduced earning capacity, emotional damages, pain and suffering, disability, and property damage. To have an idea of the worth of your losses, make sure to keep all documents regarding your claim such as invoices, receipts, and billing statements. 

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